Highest Paying Checking Account Bonuses in 2023

2 minute read

By Topic Insight Staff

Do you like free money? A lot of banks think you might. That’s why they are offering bonuses to open up a bank account with them. With a quick search online, you can find the highest paying checking account bonuses available right now.

These lucrative bonuses can make signing up for a new checking account exciting and financially rewarding. However, it’s important to explore each bank’s terms and conditions to make sure the offer is as good as it seems!

SoFi Checking and Savings Account

Bonus: up to $2501

New SoFi banking customers can qualify for a $250 bonus on a new checking and savings account. It’s easy to cash in too. Just open a qualifying account with SoFi and receive at least one qualifying direct deposit.

There’s more benefits to a SoFi Checking and Savings account than just the sign up bonuses. Customers can take advantage of no account fees, no-fee overdraft coverage, and up to 15% cash back at local businesses.

CITI Citigold Checking Account

Bonus: up to $2,0002

Yes, you read that right. New Citibank customers can cash in on a staggering $2,000 bonus when they open a Citigold checking account. Earning that bonus requires a minimum deposit and balance of over $300,000, but deposits and balances of $10,000 can earn $200.

Chase Total Checking Account

Bonus: up to $2003

It’s easy for new Chase customers to earn an extra $200. Simply sign up for a new checking account and set up direct deposit within 90 days. Chase Total Checking customers can get their monthly service fees waived by maintaining a minimum daily balance of $1,500 or by setting up electronic direct deposits totalling $500 or more.

Bank of America Advantage Plus Banking

Bonus: up to $1004

The Bank of America executives aren’t just going to let all of the other banks scoop up new customers. They’re making it easy to earn extra cash too. Right now you can earn an extra $100 by first opening a new checking account. Next, you’ll need to set up and receive qualifying direct deposits totalling $1,000 or more within 90 days of opening the account.

It’s Time to Cash In!

With so many options to choose from when looking for a financial institution, banks are trying to entice customers by offering them bonuses to open a new account. If you are in the market for a new checking account, you can take advantage of some of these offers.

Some offers require large deposits and minimum balances to qualify for their bonuses, but some only require a small amount. If it all works out, you could be enjoying a hefty bonus just for being a member.

Topic Insight Staff

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