How to Save Money on Your Cell Phone Plan

2 minute read

By Topic Insight Staff

Cell phones have become an integral part of everyday life, but the costs prevent a lot of people from reaping the rewards of owning one. Luckily, a quick search online will help you find affordable cell phone plans, so you can start saving fast.

The costs associated with owning and using a cell phone sure can add up. From the cost of the device to overage fees, they really can be a significant financial burden. But there is help out there for those who can’t afford the rising costs.

Audit Your Usage

Your cell phone usage patterns will yield important clues as to where you should start your search for savings. Most people get value out of plans that deliver unlimited texting, but fewer and fewer people use their phones to actually, you know, call people.1

Do the same with your data. If you’re always on the go and reliant on your phone for internet access, you may genuinely need a plan that provides unlimited data. However, if you only require occasional connectivity, you can likely get by with lower capped data limits.

Check if You Qualify For Extras

Some cell phone plans come with appealing extras that can save you money in other ways. For example, companies like AT&T and T-Mobile have plans that deliver access to popular entertainment platforms like Amazon Prime, Hulu, HBO, and Netflix, among others.

Go for a Group Plan

Family plans aren’t necessarily limited to family members. Many carriers feature group plans that allow members to share a pool of calling minutes, text messages, and data usage for a single fixed price. These prices are always configured to be less expensive than you’d pay individually for similar services. They can be a great option for roommates, spouses, siblings, partners, and BFFs.

Change Carriers

Market competition is a healthy thing. It usually acts to keep consumer prices as low as possible. If your current carrier won’t offer you a better deal than an advertised competitor, or if you’re dissatisfied with your service, don’t be afraid to make the switch to a different provider.

Nowadays, you’ll have to deal with fewer inconveniences of switching. Most major carriers have to allow you to keep your current phone number and device (provided it’s fully paid for). You may qualify for a government subsidized program too!2 Finding a better plan for a lower price is still the easiest and most straightforward way to save money on your cell phone coverage.

Topic Insight Staff



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